Florida real estate exam topics follow a chapter-based outline. Use this breakdown to organize your study plan, track progress, and double-check you cover every tested area.
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Florida real estate exam topics by chapter
The Florida sales associate exam aligns with a 19-chapter outline. Here is a clear chapter-by-chapter map so you can match your study notes to the tested topics.
Licensing, law, and brokerage fundamentals
- Chapter 1: The Real Estate Business (industry roles, career basics, ethics overview).
- Chapter 2: License Law & Qualifications (eligibility, license types, education rules).
- Chapter 3: FREC Powers & License Law (FREC authority, compliance, recordkeeping).
- Chapter 4: Authorized Relationships & Duties (agency roles, disclosures, fiduciary duties).
- Chapter 5: Brokerage Activities & Procedures (listing services, trust accounts, office policies).
- Chapter 6: Violations & Penalties (disciplinary actions, violations, penalties).
- Chapter 7: Federal & State Real Estate Laws (fair housing, advertising, antitrust).
Property rights, title, and legal descriptions
- Chapter 8: Property Rights & Estates (ownership types, interests, life estates).
- Chapter 9: Title, Deeds & Ownership Restrictions (title transfer, liens, encumbrances).
- Chapter 10: Legal Descriptions (metes and bounds, lot and block, section system).
Contracts and financing
- Chapter 11: Real Estate Contracts (offer basics, contingencies, enforceability).
- Chapter 12: Residential Mortgages (loan components, qualifying, servicing).
- Chapter 13: Mortgage Types & Financing Sources (conventional, FHA/VA, private).
Math, closings, and analysis
- Chapter 14: Real Estate Math & Closings (calculations, prorations, settlement).
- Chapter 15: Markets & Analysis (supply and demand, market cycles, absorption).
- Chapter 16: Real Estate Appraisal (value principles, approaches, reporting).
Investments, taxes, and land use
- Chapter 17: Investments, Brokerage & Management (investment analysis, property management).
- Chapter 18: Taxes Affecting Real Estate (ad valorem, exemptions, tax impacts).
- Chapter 19: Planning, Zoning & Land Use (zoning rules, development controls).
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How to study by chapter
Treat the outline like a checklist. As you finish each chapter, verify you can answer practice questions from that topic before moving on.
- Start with licensing law and agency duties, since those themes show up in many questions.
- Pair contracts with financing chapters so the transaction flow feels connected.
- Save a focused math review for the final week so formulas stay fresh.
FAQs
Q: How many chapters are in the Florida real estate exam outline?
A: The Florida sales associate outline uses 19 chapters that cover licensing law, agency, transactions, math, and land use.
Q: Do I have to study every chapter?
A: Yes. The exam draws from the full outline, so plan to cover all chapters even if some are lighter on questions.
Q: Which chapters should I study first?
A: Start with licensing law and agency relationships, then move into contracts, financing, and math.
Q: Does the broker exam use the same chapters?
A: The broker exam has its own outline and emphasis, so confirm the broker topics if you are pursuing that license.