Florida real estate exam math is manageable when you know the few formulas that show up consistently. This guide covers the most common math topics and quick ways to study them without getting lost in the weeds.

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How much math is on the Florida real estate exam?

Math is a smaller slice of the state exam compared to law and regulations, but it can still swing your score. Plan to master the formulas below and practice them under time pressure.

Core math topics to master

Commission and compensation

Know how to calculate commission from a sale price and commission rate, and how to split it between broker and agents.

Prorations and closing statements

Be ready to prorate property taxes, rent, or HOA fees between buyer and seller using a 30-day month or 365-day year when stated.

Area, square footage, and volume

Expect basic geometry for lot size and square footage. Memorize rectangle, triangle, and circle formulas.

Loan-to-value (LTV) and financing basics

Practice calculating loan amounts, down payments, and LTV ratios when given a purchase price and loan percentage.

Interest and payment calculations

Know simple interest and how to find monthly payments when the exam provides a factor or table.

Investment metrics

Cap rate and gross rent multiplier can appear in light form. Focus on the formula and what each number represents.

Formula quick hits to memorize:

- Commission = Sale Price × Commission Rate.

- Proration = Annual Amount ÷ Days in Year × Days Owed.

- LTV = Loan Amount ÷ Property Value.

- Cap Rate = Net Operating Income ÷ Property Value.

- GRM = Property Value ÷ Gross Annual Rent.

Study tips for exam math

Keep your prep focused with these habits:

- Write a one-page formula sheet and review it daily.

- Practice problems using rounded numbers, then repeat with realistic numbers.

- Show your work to avoid sign and decimal mistakes.

- Use timed sets so math doesn’t slow you down on exam day.

Build confidence with practice

Structured lessons and practice sets make math easier. Enroll in Casa Academy to get math-focused drills inside the Florida course.

FAQs

Q: What math topics are most common on the Florida real estate exam?

A: Commission, prorations, area calculations, loan-to-value ratios, and basic investment formulas show up most often.

Q: Do I need advanced math for the Florida real estate exam?

A: No. The math is mostly basic arithmetic and simple formulas. Focus on accuracy and speed.

Q: Are formulas provided on the exam?

A: Typically no. Plan to memorize the most common formulas and practice using them without a reference sheet.

Q: How should I study math if it’s my weak area?

A: Drill a small set of formulas daily, practice with word problems, and use timed practice sets to build confidence.